California Commercial Auto Insurance
1st Community Insurance provides customized California commercial auto insurance for all types of businesses. Whether you’ve been in business for decades or days, we provide the best coverage to meet your budget for your commercial auto risk. There are a variety of coverages available with commercial auto insurance. We help you develop a custom insurance package that suits your needs.
Many states require individuals to purchase auto insurance to protect their business vehicles. Car insurance is mandated for good reason- if you get into an accident, you can count on our team of business auto insurance professionals to gather all the facts, assesses the damage and settle the claim quickly and fairly. If your company has only one vehicle or a fleet of business vehicles including :
- California Business Auto Insurance
- California Commercial Van Insurance
- California Commercial Truck Insurance
- California Box Truck Insurance
- California Tow Truck Insurance
- California Dump Truck Insurance
California Commercial Auto Insurance protects you and your assets. As a business owner, you need comprenhensive protection for all the vehicles you use in your business – liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the “principal insured” rather than your name. This avoids possible confusion in the event that you need to file a claim or a claim is filed against you.
While a Business Owners Policy (BOP) casts a wide net of coverage, a separate policy is often required for motor vehicles. Whether you seek auto insurance for small businesses or for large fleets, in most states, liability insurance for bodily injury and property damage arising from vehicle accidents is required. Additionally, some states require personal injury protection. Our commercial agents are knowledgeable about California’s requirements for commercial auto insurance policies and can counsel your business appropriately. Please contact us for a free insurance quote.
Whether you need auto insurance for small businesses or you need to insure a large fleet of vehicles, certain actions can minimize premiums. These include: raising deductibles; omitting collision coverage from the policy; and purchasing vehicles that are easy to maintain.
For the best California commercial auto insurance coverage within your budget, please contact your dedicated 1st Community commercial agent at 1-800-316-0019