Several states require individuals and business owners with vehicles to carry auto insurance. Auto insurance protects everyone involved in an auto accident or should theft of a vehicle occur. There are different types of auto insurance policies available for businesses of all sizes. As a business owner, carrying an auto insurance policy protects you and your employees who operate company vehicles.
The type of business vehicle you own will determine the type of auto insurance you will need to carry. Insurance companies offer different types of policies, including general business, commercial, commercial truck, box truck, tow truck and dump truck insurance options.
Commercial auto insurance covers those vehicles used for business-related travel, including liability, collision, comprehensive, medical payments and uninsured motorists. A business owners policy will cover most of your commercial insurance needs. However, in some cases, a separate policy may be needed to add extra coverage to each individual vehicle.
No matter how big or small your business is, carrying a commercial auto insurance policy is a necessity of protecting your business and employees. For more information about your commercial insurance needs in the Palm Springs, California area contact 1st Community Insurance.