Most drivers take to the road at a relatively young age. If it’s not at sixteen, often it’s not long afterward. When it comes to obtaining auto insurance this can bring a bit of sticker shock when it comes time to sign up for auto insurance, especially if that driver is male.
The gender bias seems unfair at first glance, according to DMV.org, statistics prove that males between 16 – 25 drive more than females of the same age and are more likely to take risks while behind the wheel. As these people get older driving risk is assessed more evenly, and auto insurance rates for both genders balance out,
But gender and age are far from the only factors under consideration when calculating an auto insurance rate. Having a safe driving record, a job, good grades, and being respected in the community are all things that can offset those statistics and suggest that a particular driver — male or female, young or old is an exception to the rule and deserves to be looked at a little differently. Marital status can also make a difference, but it all depends on the insurance provider. Different companies look at the rules a bit differently, and have different conditions where they will make exceptions.
At 1st Community Insurance in Palm Springs, California we’ve been serving the insurance needs of clients from all over the state since 1999 and work closely with the highest rated insurance providers, so that we can find just the right policy that will give you the coverage you need without breaking the bank. To learn more about how to find the best affordable insurance policies for you, contact 1st Community Insurance today.